Monthly Archives: October 2017

Syifa won Miss Indonesia 2010 title

The beauty pageant was held on June 1, 2010 in Jakarta, Indonesia. Syifa, from the city of Bandung in West Java Province, Indonesia, was crowned as the most beautiful woman. She beat 1,500 contestants from 33 provinces in Indonesia. She will represent Indonesia to compete in the prestigious Miss World 2010, and she will be up against women from about 120 countries. The champion of the beauty pageant showed her surprise after winning the title and expressed her gratitude for the audience’s support. She said she had never thought before that she could become Miss Indonesia 2010 but think of gaining some experience and knowledge.

 

Syifa won Miss Indonesia 2010 title in the beauty pageant held on June 1, 2010 in Jakarta

 

Syifa posed during the competition of Miss Indonesia 2010.

 

Syifa is now an accounting student at Parahyangan University.

 

Syifa gives her deep gratitude after winning Miss Indonesia 2010

 

Syifa beat 1,500 contestants from 33 provinces in Indonesia

 

Syifa shows her surprise after winning Miss Indonesia 2010.

 

 

Related links:

Miss Universe 2007 in Mexico City

Jitka Valkova crowned Miss Czech

Irina Antonenko – winner of Miss Russian 2010 pageant

I am an internet marketer and freelance photographer. I maintain various sites and blogs with a large audience. My hobby is collecting photographs of celebrities and writing comments on outstanding events in the field of entertainment.

How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances

How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances

How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances

  • How to Use a Short Sale to Stop Home Foreclosure and Protect Your Finances

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How to Get a Mortgage Home Loan Online: The Process and FAQs for Home Buying Mortgages and Refinance Home Loans

How to Get a Mortgage Home Loan Online: The Process and FAQs for Home Buying Mortgages and Refinance Home Loans

The Process and FAQs for Home Buying Mortgages and Refinance Home Loans.

Buying a home is an exciting yet stressful time, especially if you’re a first time homeowner. Many buyers don’t realize that there’s a lot of prep work to do before you even start looking at homes. For example, did you know that real estate agents and sellers consider a pre-approved buyer’s offer more attractive than the same offer from a buyer who has not been pre-approved?

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Home loan news: New house sales weak, says HIA

The HIA has warned that regulations are strangling Australia’s construction industry, after new data revealed a dip in new house sales.

A new survey conducted by industry experts has indicated that Australians remain somewhat hesitant to take out home loans in order to purchase newly-built property, despite concerted recent efforts to stimulate activity in the sector in an attempt to encourage the industry to be kick started.

Data published by the Housing Industry Association (HIA) this week revealed that new home sales edged 0.2 per cent higher in April, while detached house purchases climbed by 0.4 per cent in New South Wales and Victoria.

“The new home building industry is struggling under the weight of excessive taxation and regulation, a stalled housing supply reform process and uncertainty over interest rates,” said HIA chief economist Harley Dale in a statement.

According to the Savings Blog, sales of multi-units – which include townhouses and apartments – declined for the third month in succession, while detached new property home loan deals slumped by 10.3 per cent in Western Australia as well as falling by 1.5 per cent in Queensland.

Dr Dale claimed that small to medium-sized construction firms in particular were feeling the pinch and called for an “industry kick-start”, reforming regulations and freeing up firms to meet demand.

He also urged the Reserve Bank of Australia (RBA) to hold fire on interest rates amid growing speculation that further hikes are imminent. Dr Dale claimed a base rate increase would hurt both the building industry and the wider housing sector in Australia.

A poll of 11 analysts conducted by AAP indicated that the RBA is widely expected to keep the bank rate on hold at 4.75 per cent when it meets next week – not good news for those with savings accounts, but all but one of the experts questioned felt it would hit five per cent before the end of the third quarter.

Commonwealth Bank economist James McIntyre told the news provider that interest rates would most likely be raised between August and November, citing recent gross domestic product figures as encouragement for the RBA as it looks to normalise fiscal policy.

For advice on all things finance, from savings accounts to Mortgages, check out the Savings Blog

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Dentist Harrisonburg Va|visits To Family Dentist

Dentist Harrisonburg VA|Visits To Family Dentist Important For Children’s Health
By CosmeticDentistryHarrisonburg.com

A Dental check-up is one of the most important things that families have to do. However given the current economic climate, fewer people are able to afford them, and as a result cases of gum disease and dental disease are on the increase.

Regular visits to your family dentist are essential for the good health of your teeth and your overall health. In this article we will reveal some reasons as to why you should perform regular dental checkups.

Family Dentists Harrisonburg VA|Dental Checkups are Important to Children

Regular dental checkups are an essential element for the long-term dental health of your children. Maintaining good dental hygiene ensures that as they grow older they will have strong and healthy teeth. By taking your children to their regular dental checkups, your family dentist can identify items such as small cavities before they grow into much larger and painful ones, as well as plaque and tartar build up. A dentist can identify these cavities and other related dental concerns, and will recommend or prescribe you with the best fluoride treatment that will help fight cavities and strengthen your children’s teeth. Your family dentist will also educate you alongside your child on the importance of daily brushing of the teeth, and ways in which to brush and remove all the plaque and reduce the amount of cavities your children may have.

Regular dental checkups will not only enable the dentist to detect damaged teeth and gum disease, but it will also help the dentist in detecting and preventing things such as crooked or improperly spaced teeth, saving parents thousand of dollars per child.

Dentist Harrisonburg VA|The Importance of Regular Dental Checkups for Adults

It is a fact that well over 80% of American adults suffer from some form of treatable gum disease. Regular visits to the dentist can reduce these cases, but most people are “too busy” to seek proper dental care, or they do not have dental insurance. It has been said that “the mouth is they gateway to the body”. . If the mouth is not healthy, then you can be sure of a body that is not healthy

Regular visits to the dentist to have your teeth cleaned and properly checked won’t kill you, rather it will save you thousands in future related medical bills as well as a happier life. Having your teeth cleaned helps to prevent certain gum diseases that may lead to teeth loss and the need for dental implants or dentures. (Dental Implants are far superior to dentures, in case you were wondering)

A periodontist at the Shenandoah Valley Implant Institute in Harrisonburg Va can perform a thorough analysis of your dental health and help you sort out and clear any problems you may now be experiencing or will experience with your teeth.

Getting dental insurance is one way in which you can save yourself a lot of money. With dental insurance, you get to pay a subscription fee, and depending on the type of contract you will receive 1-2 checkups at no additional charger per year. In most cases if your teeth are attended to by an approved dentist your out of pocket expense will not be much. Dental insurance is certainly one way to address your dental needs because you may never know when you will need dental attention, hence the need for insurance.

Regular dental visits and checkups to care for your teeth will save you a lot of money and make for a happier life.
A Periodontal Exam is a great way to preventing gum disease and loss of teeth, so visit us online to get your free dental report and learn How you can have the best smile in Harrisonburg Virginia Today

To Obtain your FREE LIQUID SMILE PEN, A Copy Of Your Free Report Your Teeth: What You Should Know, and Your Free Dental Health Consultation Where We Answer Your Dental Questions Valued at 6 visit

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Shenandoah Valley Implant Institute
Dr. Steve Saunders, Dr. Vic Saunders, Dr Jeff Dickson
119 A University Blvd.
Harrisonburg, VA 22801
Phone: 540-434-8575
Fax: 540-433-5175

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Approved: How to Get Your Business Loan Funded Faster, Cheaper & With Less Stress Reviews

Approved: How to Get Your Business Loan Funded Faster, Cheaper & With Less Stress

Approved: How to Get Your Business Loan Funded Faster, Cheaper & With Less Stress

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Discover Telephone Systems For Small Businesses

If you run a small business then it is vital that you are keeping costs down as much as possible. It is certainly not an easy time for companies, least of all small businesses, and cutting overheads and costly outgoings is a must. Many businesses are still failing by the day in the wake of the global recession, unable to recover from the poor sales that have rocked their finances in recent months. Cutting high phone bills can be a way of doing this, and many small firms are increasingly turning to IP telephone systems for small business in order to do this.

Which Telephone System Is Best For Small Businesses?

Telephone systems for small business are incredibly important as it is a fact that business tends to revolve around reliable communication – in terms of communicating with colleagues, conversing with clients and drumming up new business. It is especially important in the current economic climate where it is vital that new work is chased up on a regular basis in order to maintain a regular and stable income. Choosing the right system, however, is crucial for a small business. It must make sure that it is both reliable and allows for great quality calls, and yet is affordable. There are so many telephone systems for small business out there that it can often be confusing to decide which one is most effective for your company. All systems have benefits, of course, but it is really dependent on what you looking for from a service that will determine which one you choose. In terms of saving money, IP telephone systems really cannot be rivalled.

What are IP Telephone Systems?

IP telephone systems use Voice Over Internet Protocol i.e. VOIP to enable voice and phone calls, to be transmitted over the space of the Internet free of charge. Providers of these systems charge a monthly flat fee for use of the service, making it irrelevant whether you use the IP phone system for local or International calls, and additionally, how long you spend on a call. This can be incredibly useful for small companies who may have clients abroad and who need to converse with them via telephone on a regular basis. Long distance calls, made using traditional telephone lines, can be very expensive indeed, which is not good for a company’s phone bills and finances.

Which IP telephone provider?

If you have chosen to experiment with IP telephone systems as way of cutting your costs then you are certainly making a wise move. It is widely agreed by those using the new, innovative technology, that the calls allowed by the system are not only cheaper, but of better quality than its landline and mobile competitors. It is a great choice for telephone systems for small business. The question is, which IP telephone provider should you go with? This really depends on what you want to use your system for and what features you want incorporated into it. Have a think before you start looking – and do the necessary research!

To get more information regarding telephone systems for small business and services we offer, please visit our website at http://www.cloudtelephones.co.uk.

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How A Small Business Can Avoid Waste

Considering administration of a small trade, effectiveness is something you cannot stress enough. You must be proficient if you would like to continue in commerce and ultimately develop the little business into a middle sized business. Waste is the adversary to every small business and actually all business. It’s simply that small dealing will not take in the losses that unending squander affects.

When you are producing waste, you are losing money. While not all waste can be avoided and cut out, most processes do have room for improvement. If you are not always looking for ways to improve and are satisfied with the status quo, then you will eventually be left behind. Waste comes in different forms, but some forms of waste are worse than others. Complacency and laziness will often let waste stick around much longer than it should.

The main types of waste that you always want to avoid are simple. Doing something more than once is a huge waste of time. This can mean handling paperwork multiple times or walking back and forth between two departments multiple times when a phone call or e-mail would suffice. It can also be much worse than these, when bad product is being made.

How many bad parts should come off a line or out of an automated process before it is identified and stopped? The answer is one. One piece is all it should take to identify that there is a problem and then it should be fixed. Any more than that and the waste is just compounding upon itself. If that bad part gets past the quality checks and actually makes it onto the factory floor, then there should be a way to stop it from actually being used in whatever is being made. That means that the employees should be able to spot the errors and have the authority to point it out and stop the process until it is fixed.

It sounds easy enough, but in practice it can be very complicated and the processes can become overwhelming. You want to keep it as simple as possible and to make it as straightforward as possible. You also want a system in place that is universal for all departments and all processes. There needs to be uniformity in identifying the problems, but also in carrying out the processes. How does one department do something and another department do the same thing, but in an entirely different way? It doesn’t make sense to do that.

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